Meridian
AI Financial Analysis Engine
You're staring at a 40-page annual report trying to decide whether to invest. Meridian does what a financial analyst does, but in 2 minutes. Drop a financial statement and get an executive briefing, then go as deep as you want: bankruptcy probability scoring, earnings manipulation detection, fundamental strength analysis, governance screening, and a 22-point due diligence checklist. The analysis that takes a full day, delivered while you wait.
Make Faster, Smarter Investment Decisions
Executive Briefing in 2 Minutes
Upload a PDF, DOCX, Excel file, or a photo of a financial statement. Get a structured briefing covering the numbers that matter most, formatted for decision-makers.
Works with Whatever You Have
Annual reports, quarterly filings, balance sheets, P&L statements, in any common format. Stop reformatting data into spreadsheets. The system figures out what it's looking at and runs the right analysis automatically.
Your Documents Stay Local
The actual file never leaves your browser. Sensitive financials stay on your machine, not on someone else's cloud.
Catch What Manual Analysis Misses
Bankruptcy and Distress Prediction
Altman Z-Score tells you how close a company is to financial distress before the market figures it out. Different formula variants for manufacturing, services, and private companies.
See Where Returns Actually Come From
Piotroski F-Score separates genuinely strong companies from value traps. DuPont decomposition shows whether returns come from real profitability, operational efficiency, or just leverage. The difference between a company that's actually performing and one that's borrowing its way to good numbers.
Due Diligence Before You Commit Capital
Indian Market Governance Screening
Promoter pledge levels, related party transactions, auditor changes, contingent liabilities, board independence, the patterns that historically precede blowups in family-run businesses and mid-caps. The stuff that doesn't show up in the P&L until it's too late.
22-Point Due Diligence Checklist
Pass/fail across earnings quality, balance sheet strength, growth sustainability, working capital health, and governance. Each check has a clear threshold and the specific evidence from the statements. Your final gate before you write the check.
Full Math Transparency
Every score shows the full calculation, not just the result. When a Z-Score says "distress zone," you can see exactly which inputs drove it and how close the margin was. No black boxes. No trust-me numbers.
